There are simple effective steps that a person can take to avoid being ripped off from an illegitimate contractor • Get estimates from several contractors. • Check credentials with Better Business Bureau. • Ask neighbors what they're paying for similar work. • Inspect contractors' licenses and proof of liability insurance. • Get a contract in writing. • Avoid paying money upfront. Some reputable contractors will require partial, up- front payment, but shouldn't exceed costs of materials or 20 percent of total estimate. • Follow local building codes and inspection procedures. • If anyone performs work on your house or property without your permission, don't pay them, and contact your local authorities. • Avoid signing over an insurance settlement check to a contractor. • Immediately report suspicious behavior to authorities.

For more information, contact Patrick Cunningham at 803-732-0104 or pcunningham2@ allstate.com