30-year fixed-rate

US average

Last week Last year

Rate 6.58 5.75

Points 0.5 0.6

Southeast average

Last week Last year

Rate 6.50 5.66

Points 0.7 0.9

15-year fixed-rate

US average

Last week Last year

Rate 6.21 5.31

Points 0.5 0.6

Southeast average

Last week Last year

Rate 6.16 5.26

Points 0.6 0.8

1-year adjustable-rate

US average

Last week Last year

Rate 5.68 4.22

Points 0.7 0.7

Southeast average

Last week Last year

Rate 5.58 4.05

Points 0.8 0.8

Source: Federal Home Loan Mortgage Corp.