30-year fixed-rate

US average

Last week Last year

Rate 6.43 5.91

Points 0.6 0.7

Southeast average

Last week Last year

Rate 6.39 5.80

Points 0.7 0.9

15-year fixed-rate

US average

Last week Last year

Rate 6.10 5.46

Points 0.5 0.7

Southeast average

Last week Last year

Rate 6.04 5.38

Points 0.7 1.0

1-year adjustable-rate

US average

Last week Last year

Rate 5.57 4.30

Points 0.7 0.6

Southeast average

Last week Last year

Rate 5.53 4.17

Points 0.8 0.9

Source: Federal Home Loan Mortgage Corp.