30-year fixed-rate

US average

Last week Last year

Rate 6.32 6.04

Points 0.6 0.7

Southeast average

Last week Last year

Rate 6.28 5.98

Points 0.6 0.9

15-year fixed-rate

US average

Last week Last year

Rate 5.97 5.58

Points 0.6 0.7

Southeast average

Last week Last year

Rate 5.93 5.54

Points 0.7 0.9

1-year adjustable-rate

US average

Last week Last year

Rate 5.41 4.33

Points 0.7 0.8

Southeast average

Last week Last year

Rate 5.48 4.23

Points 0.5 0.9

Source: Federal Home Loan Mortgage Corp.