30-year fixed-rate

US average

Last week Last year

Rate 6.34 6.01

Points 0.7 0.7

Southeast average

Last week Last year

Rate 6.31 5.99

Points 0.8 0.9

15-year fixed-rate

US average

Last week Last year

Rate 5.98 5.56

Points 0.7 0.7

Southeast average

Last week Last year

Rate 5.92 5.55

Points 0.9 0.9

1-year adjustable-rate

US average

Last week Last year

Rate 5.37 4.24

Points 0.8 0.8

Southeast average

Last week Last year

Rate 5.41 4.14

Points 1.0 0.8

Source: Federal Home Loan Mortgage Corp.