30–year fixed–rate

US average

Last week Last year

Rate 6.31 5.76

Points 0.5 0.7

Southeast average

Last week Last year

Rate 6.23 5.67

Points 0.7 1.0

15–year fixed–rate

US average

Last week Last year

Rate 5.85 5.16

Points 0.5 0.7

Southeast average

Last week Last year

Rate 5.80 5.10

Points 0.6 0.9

1–year adjustable–rate

US average

Last week Last year

Rate 5.09 4.16

Points 0.5 0.6

Southeast average

Last week Last year

Rate 5.18 4.03

Points 0.7 0.9

Source: Federal Home Loan Mortgage Corp.