MASTER’S SALE

03-CP-40-0253

By virtue of a decree heretofore granted in the case of The CIT Croup/ Consumer Finance,Inc. against David Bernard Howell, et al., I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

EXHIBIT "A"

The CIT Group/Consumer Finance, Inc. vs. David Bernard Howell, and Belinda Hampton Civil Action No.: 03-CP-40-0253

All that certain piece, parcel or tract of land, situate, lying and being in County of Richland, State of South Carolina, being shown and delineated as Lot 6, containing 1.00 acres, more or less, on a fina lsubdivision plat of Chappell Creek, prepared for ANY Associates, Inc. by Jay S. Joshi, PLS dated June 14, 1999 and recorded on in the Office of the RMC for Richland County in Plat Book 317 at Page 2142, and having such metes and bounds as reference to said plat will show, all measurements being a little more or less.

This being the same property conveyed to David Bernard Howell and Belinda Hampton by deed of ANY Associates, Inc. dated April 12, 2000, recorded April 12, 2000 in Book 400 at Page 612.

TMS # Portion of

21509-01-06

Property Address:

1045 Chappell Creek Rd.,Hopkins, SC 29061

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 8.12% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

Warren R. Herndon Jr.

Attorney for Plaintiff

33

MASTER’S SALE

04-CP-40-3596

By virtue of a decree heretofore granted in the case of Chase Mortgage Company-West f/k/a Mellon Mortgage Company against Troy L. Crowder and Cora L. Crowder, I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

ALL that certain piece, parcel or lot of land, with the improvements thereon, situate, lying and being near the City of Columbia, in the County of Richland, State of South Carolina, being shown and designated as Lot No. 19, Block "A", on a plat of Melody Gardens prepared by D. George Ruff, Eng., dated February 13, 1961, and recorded in the Richland County RMC Office in Plat Book 'R" at Page 184 and as more particularly shown and delineated on a plat prepared for Troy L. Crowder and CoraL. Crowder by Inman Land Surveying Company, Inc., dated November 8, 1995, recorded November 28, 1995 in Plat Book 56 at Page 553. Reference is made to said latter plat for a more complete metes and bounds description; all measurements being a little more or less.

This being the same property conveyed unto Troy L. Crowder and Cora L. Crowder herein by deed of Roger Edler and Barbara Edler dated November 10, 1995 and recorded November 28, 1995 in Book 1290 at Page 422.

TMS #: R17006-01-09

Property Address:

7315 Voss Avenue

Columbia, SC 29223

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 7.5% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

SCOTT LAW FIRM, PA

Attorney for Plaintiff

34

MASTER’S SALE

03-CP-40-0824

By virtue of a decree heretofore granted in the case of Chase Manhattan Mortgage Corporation against Roxanne N. Jacobs, et al., I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

All that certain piece, parcel or lot of land, with theimprovements thereon, situate, lying and being in the City of Richland, State of South Carolina, the same being shown and designated as Lot No. One (1) Block "40" on a plat of Tract "P",Block 40, Harbison-New Town, Section Three, by Wilbur Smith and Associates, Inc., dated January 16, 1979, revised November 29, 1979 and recorded in the Office of the Register of Deeds for Richland County in Plat Book "Y" at Page 6278; being more particularly shown on a survey prepared for Roxanne N. Jacobs by Inman Land Surveying Co., Inc., dated February 2, 1999 and recorded in Plat Book R280 at Page 198 in the Office of the Register of Deeds for Richland County, having such boundaries and measurements as shown on said latter plat, reference to which is hereby made for a more complete and accurate description.

This being the same property conveyed to Roxanne N. Jacobs by Deed of John Leon Gasque, dated February 9, 1999 and recorded February 16, 1999 in Book R280 at Page 185 in the Office of the Register of Deeds for Richland County.

TMS #: 05009-01-69

Property Address:

1 Woodpond Court Columbia, SC 29212

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 7.250% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

SCOTT LAW FIRM, PA

Attorney for Plaintiff

35

MASTER’S SALE

03-CP-40-0739

By virtue of a decree heretofore granted in the case of Mortgage Electronic Registration Systems, Inc.against Tracy J. Sexton a/k/a Tracy Sexton, I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

ALL that certain piece, parcel or lot of land, with theimprovements thereon, situate, lying and being in the City of Columbia, County of Richland, State of South Carolina, being designated as LOT NO.3, BLOCK "B" on a plat prepared for J.T.McAlister by William Wingfield, dated February 3, 1955 recorded in the Office of the Register of Deeds for Richland County in Plat Book 6 at Page 179; said property is further shown and delineatedon a plat of Patricia A. Driver and James T. Driver by Carl M.Bostick, Bostick Surveying, dated September 2, 1987, recorded in the Office of the Register of Deeds for Richland County in PlatBook 51 at Page 9049 and having such shapes, courses, distances, metes and bounds as shown upon said latter plat, reference being craved thereto as often as necessary for a more complete and accurate description.

THIS being the same property conveyed to Tracy J. Sexton by deed of Bankers Trust Company of California, N.A., as Trustee for Vendee Mortgage Trust 1992-2, dated June 24, 2002 and recorded June 28, 2002 in Deed Book R679 at Page 2364.

TMS #: 14008-08-15

Property Address:

3233 Covenant Road Columbia, SC 29204

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 7.375% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

SCOTT LAW FIRM, PA

Attorney for Plaintiff

36

MASTER’S SALE

04-CP-40-3594

By virtue of a decree heretofore granted in the case of Mortgage Electronic Registration Systems, Inc., as nominee for Chase Manhattan Mortgage Corporation against Andrea E. Elmore, I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

All that certain piece, parcel or lot of land, together with improvements thereon, if any, situate, lying and being in the County of Richland, State of South Carolina, being shown and designated as Lot 16, Block "O” on a Plat of Berkeley Forest prepared by McMillan Engineering Company dated August 1,1969 and recorded in the Office of the Register of Deeds for Richland County in Plat Book “X" atPages 1925 and 1925-A; being further shown on a plat for Fred D. Allen and Sonya B. Allen by Inman Land Surveying Company, Inc., dated September 29, 1997 and recorded in the Office of the Register of Deeds for Richland County in Plat Book 57 at Page 1155. Reference is hereby made to said latter plat for a more complete and accurate description of said lot of land, be all measurements a little more or less.

This being the same property conveyed to Andrea E. Elmore by deed of Fred D. Allen, III dated October 26, 2001 and recorded November 2, 2001 in Book 585 at Page 2658 in the Office of the Register of Deeds for Richland County.

TMS #: 19115-02-13

Property Address:

14 Lemans Court Columbia, SC 29209

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 7.375% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

SCOTT LAW FIRM, PA

Attorney for Plaintiff

38

MASTER’S SALE

03-CP-40-0740

By virtue of a decree heretofore granted in the case of Mortgage Electronic Registration Systems, Inc. against Tracy Sexton a/k/a Tracy J. Sexton, et al., I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

ALL that certain piece, parcel or lot of land, with the improvements thereon, situate, lying and being in the City of Columbia, in the County of Richland, State of South Carolina, the same being shown as THE EASTERN PORTION OF LOT NUMBER FORTY-NINE (49) on a plat of "ELMWOOD" by E.N. Chisolm, C.E., dated May 25, 1905 and recorded in the Office of the Register of Deeds for Richland County in Plat Book "A" at Page 168. For a more complete description, reference is craved to said plat of record.

THIS being the same property conveyed to Tracy J. Sexton by Deed of Bettye M. Boone a/k/a Betty M. Boone dated February 15, 1989 and recorded February 15, 1989 in Deed Book 924 at Page 372 in the Office of the Register of Deeds for Richland County.

TMS #: 09012-13-08

Property Address:

2321 Park Street Columbia, SC 29201

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 6.875% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

SCOTT LAW FIRM, PA

Attorney for Plaintiff

39

MASTER’S SALE

03-CP-40-0738

By virtue of a decree heretofore granted in the case of Guaranty Residential Lending, Inc. against Tracy J. Sexton a/k/a Tracy Sexton, I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

ALL that certain piece, parcel or lot of land, with the improvements thereon, situate, lying and being in the City of Columbia, County of Richland, State of South Carolina, being known as 2405 Lincoln Street, being the Northeastern portion of LOT 81 as shown on a map of "ELMWOODPARK” prepared by E.N. Chisolm, dated May 25, 1905, and recorded in the Office of the Register of Deeds for Richland County in Plat Book A' at Page 162. Said lot also being shown as the Northeastern portion of that property shown on a plat prepared for D. Rhett Mack and Ellen B.Mack by Barber, Keels & Associates Engineers, dated November 30, 1953 and recorded in Plat Book 4 at page 203; be all measurements a little more or less.

THIS being the same property conveyed to Tracy J. Sexton by Deed of Ten Lyn Jenkins, dated May 6, 2002 and recorded May 9, 2002 in Book R660 at Page 360.

TMS #: 09012-02-11

Property Address:

2405 Lincoln Street Columbia, SC 29201

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 7.375% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

SCOTT LAW FIRM, PA

Attorney for Plaintiff

40

MASTER’S SALE

04-CP-40-3953

By virtue of a decree heretofore granted in the case of Mortgage Electronic Registration Systems, Inc. as Nominee for Chase Manhattan Mortgage Corporation against Carolyn S. Corlery a/k/a Carolyn Corley, I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

All that certain piece, parcel or lot of land, situate, lying and being on the southern side of Bluff Road, approximately six (6) miles south of the City of Columbia, in the County of Richland, State of South Carolina, and being shown and delineated as Lot 28,Block "C" on a plat of Eastway Park by McMiilan Engineering Company dated April 9, 1963, revised February 4, 1969 and recorded in the RMC Office for Richland County in Plat Book U at Page 91 and also shown on a plat prepared for City Investments Group by Baiter & Associates, Inc.,dated January 22, 1985 and recorded in the RMC Office for Richland County in Plat Book 50 at Page 2096. For a more accurate description of said premise, reference is made to the recent plat prepared for Donald Young and Janice Young by Cox & Dinkins, Inc., dated September 1, 1988 and recorded in the Office of the ROD for Richland County in Plat Book 52 at Page 3148.

This conveyance is made subject to Easements, Restric-tions, Covenants, and Conditions of record, including matters shown on recorded plats.

This being the same property conveyed unto Carolyn S. Corley herein by deed of Donald Young and Janice Young, dated July 26, 2002 and recorded July 30, 2002 in Book 688 at Page 2649.

TMS #: 13416-09-28

Property Address:

4506 Corbett Street, Columbia, SC 29209

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 7.0% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

SCOTT LAW FIRM, PA

Attorney for Plaintiff

41

MASTER’S SALE

03-CP-40-3545

By virtue of a decree heretofore granted in the case of Chase Manhattan Mortgage Corporation against Laronzo Capers, et al., I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

ALL that piece, parcel or lot of land, with the improvements thereon, if any, situate, lying and being in the County of Richland, State of South Carolina, being shown and designated as Lot 13, Block A on Sheet 2 of 4 of a subdivision plat of Riverwalk, Phase I by Belter & Associates, Inc., dated October 4, 1987, last revised on December 3, 1987, and recorded in the Office of the Register of Deeds for Richland County, SC in Plat Book 51 at Page 9643; being more particularly shown on asurvey prepared for Laronzo Capers by Inman Land Surveying Co., Inc., dated May 20, 1999 and recorded in Plat Book R311 at Page 1360, having such boundaries and measurements as shown on said latter plat reference to which is hereby made for a more complete and accurate description.

This being the identical property conveyed to Laronzo Capers by deed of Kevin J. Mitchell, dated May 28, 1999, recorded June 1, 1999 in Book R3 11 at Page 1345, in the Office of the Register of Deeds, Richland County.

TMS #: 05007-01-14

Property Address:

111 Riverwalk Way

Irmo, South Carolina 29063

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 8.0% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

SCOTT LAW FIRM, PA

Attorney for Plaintiff

42

MASTER’S SALE

04-CP-40-2310

By virtue of a decree heretofore granted in the case of Mortgage Electronic RegistrationSystems, Inc. as nominee for Chase Manhattan Mortgage Corporation against Tracy R. Trapp, et al., I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

All that certain piece, parcel or lot of land with improvements thereon, situate, lying and being in the County of Richland, State of South Carolina, and being more particularly shown and designated as Lot 6, on a plat of a subdivision known as Summer Vale", prepared for Summer Valley Development Corp. by Associated E&S, Inc. dated June 28, 2001, and recorded in the Richland County Register of Deeds Office in Plat Book 542 at Page 1210. Reference being made to said plat for a more accurate description.

Derivation: This being the same property conveyed to Tracy R. Trapp from Hurricane Construction, Inc. by deed dated March 28, 2003 and recorded April 4, 2003 in the Richland County ROD in Book R0777 at Page 3702

TMS #: 17216-02-54

Property Address:

113 Summer Vale Drive Columbia, SC 29223

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 6.000% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

SCOTT LAW FIRM, PA

Attorney for Plaintiff

43

MASTER’S SALE

04-CP-40-2761

By virtue of a decree heretofore granted in the case of Chase Manhattan Mortgage Corporation against William Croughn a/k/a William G. Croughn, et al., I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

All that certain piece, parcel or lot of land, with the improvements thereon, situate, lying and being in the County of Richland, State of South Carolina, shown and delineated as Lot 11, Block J on a plat of Riverwalk, Phase II prepared by Belter & Associates, Inc., dated March 25, 1988 and recorded inthe Office of the Register of Deeds for Richland County in Plat Book 52 at Page 2509. Reference is hereby made to said latter mentioned plat for a more complete and accurate description of said lot of land.

This being the identical property heretofore conveyed unto William G. Croughn by Deed of Donald R. Weaver, dated April 28, 1997 and recorded May 8, 1997 in the Office of the Register ofDeeds for Richland County in Book D1381 at Page 271; thereafter William G. Croughn conveyed unto himself and David L. Gillies the property with right of survivorship provisions by Deed dated February 24, 1999 and recorded March 18, 1999 in said Register's Office in Book 289 at Page 1604; thereafter, David L. Gillies quit-claimed all his right, title and interest unto William G. Croughn by Quit-Claim Deed dated July 13, 2001 and recorded July 18, 2001 in said Register's Office in Book 543 at Page 2725.

TMS #: 05105-04-08

Property Address:

109 Leeford Court

Irmo, South Carolina 29063

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 6.75% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

SCOTT LAW FIRM, PA

Attorney for Plaintiff

44

MASTER’S SALE

03-CP-40-3764

By virtue of a decree heretofore granted in the case of U.S. Bank National Association as Trustee against Magalene Bettis, et al, I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

All that certain piece, parcel or lot of land with improvments thereon, situate lying arid being in the County ofRICHLAND, State of South Carolina, and being more particularly shown as LOT 2 BLOCK Q on a plat ofWINSLOW - PHASE 9 C by BELTER ASSOCIATES INC. dated MARCH 2, 1994 and recorded in the Recorders Office for the above named county in Plat Book 55 at papa 2625. Also shown on a plat for DONALD and DONNIELLE NEAL by Belter & Associates, Inc. dated 07/16/1997 recorded in Book 55 at page 9579

.

This being the property conveyed to the Mortgagor by deed of DONALD J. NEAL and DONNIELLE L. NEAL dated 11/28/01 to be recorded.

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 9.250% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

WESTON ADAMS

Attorney for Plaintiff

45

MASTER’S SALE

04-CP-40-2107

By virtue of a decree heretofore granted in the case of Mortgage Electronic Registration Systems, Inc. as nominee against Heather C. McCutcheon, et al, I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

All that certain Apartment Dwelling Unit, situate, lying, and being in the County of Richland, State of South Carolina, the same being known as Dwelling Unit # 3 in Building “J" in The Quarters Horizontal Property Regime, as referenced in and described in the Master Deed of S & H Investments, A South Carolina General partnership to The Quarters Horizontal Property Regime establishing The Quarters Association, Inc. said Master Deed dated July,10, 1985, and recorded in the Register of Deeda Office for Richland Count in Deed Book 751 at Page 215, together with the exhibits, drawings, by-laws, and additions thereto; also together with the undivided ownership interest in common in all appurtenances to said unit.

This is the same property conveyed unto Ira Kushner and Robert C. Hershenstein by deed from Teresa Cannon, dated March 20, 2002, and recorded March 26, 2002, in Record Book 641 at Page 2348.

This is the same property conveyed to the mortoagorfrom Ira Kushner and Robert C. Hershenstein recorded2-25-03, and filed in Book 761 Page 525.

TMS#: 06182-01-35

Property Address:

1211 MetzeRd.,Unit J-3, Columbia, SC 29210

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

As a personal deficiency judgment is demanded, the bidding will remain open for a period of thirty (30) days from the date of sale, pursuant to S.C. Code Ann. §15–39–720. Plaintiff expressly reserves the right to, and may, waive right to deficiency judgment up to and including the date of sale, in which case the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 6.5% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

WESTON ADAMS

Attorney for Plaintiff

46

MASTER’S SALE

04-CP-40-0767

By virtue of a decree heretofore granted in the case of CitiFinancial Mortgage Company, Inc. against Estate of Meredith Auston, et al., I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

All that certain piece, parcel a: lot of land with improvement thereon, situate. lying and being on the North side of Burke Avenue. in the City of Columbia, County of Richland, State of South Carolina and being shown and designated as Lot 18, Block "A" on a plat for F. L. Robuck and T. L. Bonner by Barber, Keels and Associates dated March 26, 1951 and recorded in the Office of the Cierl: of Court for Richland County in Plat Book O at page 34.

Derivation: This being the same parcel of DroDert conveyed to Meredith Austin and Mary Alice B. Austin by deed of Dorothy P. Baker as recorded in the Office of the Register of Deeds for Richland County on June 7, 1972 in Book D245 at page 428.

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 13.25% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

WESTON ADAMS

Attorney for Plaintiff

47

MASTER’S SALE

04-CP-40-1107

By virtue of a decree heretofore granted in the case of Bank of America, N.A., against Harry Langley, I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

That certain parcel of real property located on the northern side of Shoreline Drive in Richland County, South Carolina and being designified as Lot 16, The Bluffs, as shown on the bonded plat prepared by U.S. Group Inc., of The Bluffs at Lake Carolina, dated August 27, 1999, revised September 22, 1999 and recorded in Record Book 346 at pages 2058 and 2059 in the Ollice of the Register of Deeds for Richland County, re-recorded to show a revision doted September 23, 1999 in Record Book 347 at pages 1444 and 1445 in the Office of the Resister of Deeds for Richland County, South Carolina.

Being a portion of the property conveyed in a deed from LandTech Columbia. LLC to Lake Carolina Development, Inc. dated September10, 1999, recorded September 20, 1999 in Record Book 345, or Page 1924 in the Registry.

TMS#: Portion of 23200-01-20

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 6.70% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

WESTON ADAMS

Attorney for Plaintiff

48

MASTER’S SALE

04-CP-40-3205

By virtue of a decree heretofore granted in the case of CitiFinancial, Inc. against Romona Garner, I, the undersigned Master in Equity for Richland County will sell on Monday, December 6, 2004, at 12 o’clock noon, at the Richland County Courthouse, Richland County Judicial Center, 1701 Main Street, Columbia, South Carolina, to the highest bidder:

ALL THAT CERTAIN PIECE, PARCEL OR LOT OF LAND WITH THE IMPROVEMENTS THEREON SITUATE, LYING AND BEING ON THE SOUTHWESTERN SIDE OF FLOYD AVE NEAR THE CITY OF COLUMBIA, COUNTY OF RICHLAND, STATE OF SOUTH CAROLINA THE SAME BEING SHOWN AS LOT 26, BLOCK D ON A PLAT OF FARROW HILLS PREPARED BY CLIFTON P RILEY, 3/22/57, AND RECORDED IN THE OFFICE OF THE CLERK OF COURT FOR RICHLAND COUNTY IN PLAT BOOK 9, PAGES 276-279, AND BEING BOUNDED ON THE NORTHEAST BY FLOYD AVENUE AND MEASURING THEREON SEVENTY FEET ON THE SOUTHEAST BY LOT 27, BLOCK D ANDMEASURING THEREON NINETY FEET, ON THE SOUTH BY LOT 28, BLOCK D AND MEASURING THEREON FORTY NINE AND 5/10 FEET, ON THE SOUTHWEST BY LOT 2 BLOCK D AND MEASURING THEREON THIRTY FIVE FEET AND ON THE NORTHWEST BY LOT 25, BLOCK D AND MEASURING THEREON ONE HUNDRED TWENTY FIVE FEET.

THIS BEING THE SAME PROPERTY CONVEYED TO ROMONA GARNER BY CYNTHIA GADSON, BY DEED DATED 03/10/2003 AND RECORDED ON 03/14/03, IN BOOK 00769, PAGE 0938, RICHLAND COUNTY RECORDS, STATE OF SOUTH CAROLINA.

TERMS OF SALE: The successful bidder, other than the Plaintiff, will deposit with the Master in Equity, at the conclusion of the bidding, Five per cent (5%) of the bid in cash or equivalent, as evidence of good faith, same to be applied to the purchase price in case of compliance, but to be forfeited and applied first to costs and then to Plaintiff 's debt in the case of non-compliance. Should the last and highest bidder fail or refuse to make the required deposit at time of bid or comply with the other terms of the bid within twenty (20) days, then the Master in Equity may resell the property on the same terms and conditions on some subsequent Sales Day (at the risk of the said highest bidder.)

No personal or deficiency judgment being demanded, the bidding will not remain open after the date of sale, but compliance with the bid may be made immediately.

Purchaser pay for preparation of the Master deed, documentary stamps on the deed, recording of the deed, and interest on the amount of the bid from date of sale to date of compliance with the bid at the rate of 10.752% per annum.

Subject to assessments, Richland County taxes existing easements, easements and restrictions of record, and other senior encumbrances, if any.

The Honorable Joseph M. Strickland As Master in Equity for Richland County

WESTON ADAMS

Attorney for Plaintiff

49